b'L E T T E R F R O M O U R B OA R D C H A I RTHE HEALTHWELL FOUNDATION EXPERIENCED A REMARKABLE YEAR OF GROWTH DURING 2020. We applaud our dedicated individual and corporate donors for recognizing the critical needs of Americas underinsured and for responding to those needs through their generous support of our mission to reduce financial barriers for patients living with chronic or life-altering diseases. As a result of their generosity and trust, we received record donations that we put to work immediately to provide a financial lifeline to tens of thousands of underinsured patients, making 2020 the most impactful year in HealthWells history. As the COVID-19 pandemic dramatically affected our economy and our lives, the need for HealthWells services became more urgent than ever. We were able to dedicate some of our funds specifically to assist individuals struggling with COVID-19. We thank our individual and corporate donors for continuing to place their trust in us to ensure that no one goes without critical medical treatments simply because they cannot afford them. Their support is a testimony to the importance of our work and their faith in our ability to execute effectively and efficiently on our mission. We believe their trust is a direct result of the integrity and high standards with which we operate. HealthWell has always been in full compliance with all guidance and requirements of federal regulations that govern charitable patient assistance programs (CPAPs). As we have done since our inception in 2003, we go to great lengths to exceed this guidance inStephen M. Weinerterms of compliance, efficiency, ethical behavior, and financial transparency. And we will continue to do so. CPAPs, like HealthWell Foundation, that are managed in compliance with the law, play a vital role in helping millions of underinsured Americans access and stay compliant with their treatments. The high standards we have established and our ability to meet and exceed those standards are what set us apart from other organizations. Anything other than exemplary behavior could jeopardize our program by diminishing the trust we have earned from our patients and our donors. We work diligently to ensure that never happens and take great pride in leading by example. Year over year, the need for our services continues to grow. Without the support from HealthWell, thousands of patients would face the catastrophic decision of choosing between accessing, or continuing, critical medical treatments or refinancing their homes, tapping into their retirement funds, skipping medications, or even cutting back on daily necessities such as food. While we are humbled that we can provide essential support to Americas underinsured, we look forward to the day when the health care system in this country is transformed, when no one will ever need to make these difficult choices again. Until that time comes, we will continue to carry out our mission to provide a financial lifeline for the underinsured that enables them to access critical, even lifesaving, medical treatments they otherwise would not be able to afford.On behalf of our board, thank you for your continued support of our mission and for trusting HealthWell to fulfill a critical, unmet need for underinsured Americans.Warm wishes, Stephen M. Weiner Board Chair'