b'Letter from our President and Board ChairThroughout 2022, Americans continued to struggle with health care costs. Rising inflation put the squeeze on our wallets just as the pandemic re-emerged and mental health and racial health disparity crises surged. Accessing care remained difficult as nursing and clinical shortages lingered.Along with challenges came some glimmers of hope in 2022. In August, the federal government passed the Inflation Reduction Act (IRA), which includes substantial reforms to Medicares system of drug pricing reimbursement and provides seniors with new financial protections. We are watching the implementation of this new law closely, as well as additional drug pricing reforms designed to benefit patients.No matter which way the winds of drug pricing and health care access blow, HealthWell remains firmly committed to putting patients first in everything we do. We are proud of the impact we made in 2022, providing a record dollar amount of grants to patients who had nowhere else to turn. That impact was possible thanks to the generous support of our individual and corporate donors. We are both honored and humbled by the trust you continue to place in us, our integrity, and our ability to continuously innovate to serve our patients needs.As the COVID pandemic began to recede into our collective rear-view mirror toward the end of the year, we remained thankful for the promise of brighter days ahead. We know that for people with chronic and life-altering illnesses, those brighter days require freedom from the financial toxicity associated with health care treatments. We extend the commitment of our board of directors, dedicated corporate and contact center teams, provider and pharmacy network, our patient advocacy partners, and our devoted employees to ensuring that the patients who count on us can continue to do so.Warmest regards, Warm wishes, Krista ZodetStephen M. Weiner President Board ChairHEALTHWELL FOUNDATION 2022 ANNUAL REPORT PAGE 3'